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Archive for the ‘financial independence’ Category

New Challenges to Tackle

13 Apr

I’m not a sales person. Don’t have a clue. But I want to dig deep into the psychology of getting marketing and sales done right. Or at least be successful at it.

There are deadlines I have for myself. Especially since it is tax time. Oh, I hate doing taxes. I simply loathe it. Such a waste of $$%$^# time. Really.

I’m in a hurry now, and I’m hoping I don’t do anything in haste in that I may end up repenting for in leisure. Not a good thing. But time is of essence here.

I still remember those plans about working overseas. I haven’t forgotten that. I certainly will be looking into that as well as other plans I have in the fire currently.

It’s going to a hectic couple of weeks. I want to keep the goals simple: there are 4 things I want to accomplish and that’s it. No long lists here.

  1. healthy relationships
  2. make more than enough money (there’s a specific amount in mind)
  3. travel (I’ve got New Zealand and Germany on the brain)
  4. good health (I’m working out now, and have a weight loss goal within a time period)
  • there are things I have no control over, but i still wish the best for everyone around me.
 
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Posted in budgeting, financial independence, making things, money, taxes

 

Your Money or Your Life

28 Dec

Your Money or Your Life, is the non-fiction book by Joe Dominguez and Vicki Robin. It describes in a no-nonsense, hype-free manner, the step-by-step way to transform a life full of debt without direction to one of financial freedom and limitless possibilities.

It is not a get rich quick book. To me, it is a how-to on thriftiness, frugality, being poor (not really) and loving it. However, they answer a universal question (well, my universe): Where do I get the time and money to follow a few dreams? The authors flip a number of because-that’s-the-way-it’s-done on its head.

Freedom from debt is the goal. The solution they offer, goes up against a lifestyle of consumption, debt, and scrambling to keep up with the Joneses. Debt is a ball and chain. If it becomes big enough it distorts most decisions made in life.

I’ve read the book several times, it is one of the few I have dogeared. Most books I read are so pristine they look new. I’ve read (and still read) it religiously, but honestly, I am unable to follow all of their advice. In some areas, I can, but the whole kit-and-kaboodle? Nope.

Trying to manage my spending is like trying to watch my eating – it’s an eternal diet. I’ve tried to record my eating and spending. After a while I just forget (fatigue of trying) to tally every penny spent and every bite taken. I can follow most of the goals and hurdles set forth: it is the last steps that I can’t handle.

Your Money or Your Life, is great at emphasizing how to take back control of your life. It’s fantastic for all areas of any sort of money management you desire to follow. Get a different job, a change of “career”, move to a dream location and just be ready to make sacrifices.

It’s an excellent book because of that reason alone.

 
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Posted in bonds, debt, financial independence, money, residual income, savings, work