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Archive for the ‘budgeting’ Category

New Challenges to Tackle

13 Apr

I’m not a sales person. Don’t have a clue. But I want to dig deep into the psychology of getting marketing and sales done right. Or at least be successful at it.

There are deadlines I have for myself. Especially since it is tax time. Oh, I hate doing taxes. I simply loathe it. Such a waste of $$%$^# time. Really.

I’m in a hurry now, and I’m hoping I don’t do anything in haste in that I may end up repenting for in leisure. Not a good thing. But time is of essence here.

I still remember those plans about working overseas. I haven’t forgotten that. I certainly will be looking into that as well as other plans I have in the fire currently.

It’s going to a hectic couple of weeks. I want to keep the goals simple: there are 4 things I want to accomplish and that’s it. No long lists here.

  1. healthy relationships
  2. make more than enough money (there’s a specific amount in mind)
  3. travel (I’ve got New Zealand and Germany on the brain)
  4. good health (I’m working out now, and have a weight loss goal within a time period)
  • there are things I have no control over, but i still wish the best for everyone around me.
 
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Posted in budgeting, financial independence, making things, money, taxes

 

Cutting Spending and Saving Money

15 Jun


I am a spendthrift. Money burns a hole in my pocket. Currently, it is an incredibly deep hole. The philosophy to follow when one is in trouble is to stop digging.

I will stop, and find a way to climb out of this hole. I have to organize. I used to be so proud of being a hustler. I don’t know what’s been going on my head for the past few years. I’ve truly lost track of myself.

Short term goals:

1. Track spending: write down what I spend.
2. Limit my spending.
3. Save weekly what I did not spend.
4. Create additional income.

I don’t follow a budget. I do track current balances, and know where the money is going when fixed bills are due.

I will get more anal, and detail every single cent I spend every day. It’s like being on a diet. I may not like it for the short haul, but over a period of time it works (at least for me).

I’ve been looking for ways to save money. I wont know where to cut until after I’ve studied my spending journal. My gut (har-har-har) tells me I spend too much on food and entertainment. Yet, there is only so much I can cut back in those areas.

I have an investment account I emptied out. Last week, I started squirreling money back into it. Initially, it’s not much. It’s the equivalent of money I spent daily on coffee per week. Later on, I will double that amount.

Last, but not least. I have to look at where to increase my income. I’ve got too much month, and not enough money.

 
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Posted in budgeting, increase income, money, savings, spendthrift